GERMANY · CHAPTER 9
Blocked accountand funding.
For a German student visa you usually show €11,904 for 2026 in a blocked account (Sperrkonto), released at €992 a month after arrival. Alternatives are a scholarship or a formal declaration of commitment (Verpflichtungserklärung) by someone in Germany.
Published by Althéa Consulting · Adviser: Harshita Kohli
Source review: · How to use our guides
How it works
- 01
Open with an approved provider
Online, before the visa appointment.
- 02
Transfer the funds
€11,904 plus provider fees.
- 03
Get the confirmation
Submit it with your visa application.
- 04
Monthly release
€992 a month after you register in Germany.
TCS
Loan-funded education remittances carry nil TCS; self-funded remittances above ₹10 lakh a year carry 2% TCS from April 2026.
IN DEPTH · TAP A TOPIC TO OPEN
Blocked account explained
- 01
Choose an approved provider
Several online providers are accepted by German missions in India.
- 02
Deposit €11,904
Transfer from India; keep the confirmation.
- 03
Use the confirmation for the visa
The provider issues a document for the visa application.
- 04
Monthly payouts
After arrival and opening a German account, €992 is released each month.
QUICK ANSWERS
Your questions, answered.
German missions generally accept a blocked account, a formal obligation letter from a sponsor living in Germany, or a scholarship. A loan is usually deposited into the blocked account.
WHERE TO GO NEXT
Keep going: the pages that help next.
Each card says what you will find there. Looking for something else? See every page on the site.
GERMANY GUIDE
Student visa
German national student visa from India: APS, admission, blocked account, insurance, €75 fee, appointments and residence permit after arrival.
GERMANY GUIDE
Fees & cost of living
Semester contribution, tuition exceptions, €11,904 blocked account, health insurance and monthly living costs in Munich, Berlin and other cities.
FROM INDIA
Education loans from India
Study abroad education loans from India: public banks, private banks, NBFCs and international lenders, collateral, margin money, moratorium and 80E.
FROM INDIA
Sending money abroad
Pay foreign university fees from India: LRS limit of USD 250,000, TCS from April 2026 (nil on loans, 2% above ₹10 lakh), Form A2, forex cards and TCS refunds.
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