UK · CHAPTER 9
Proof of fundsand loans for the UK.
You must show remaining first-year tuition plus £1,529 a month (London) or £1,171 a month (elsewhere) for up to nine months, held for 28 consecutive days ending within 31 days of your visa application. Loan letters from regulated lenders are accepted.
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- London
- £13,761
- £1,529 × 9 months
- Outside London
- £10,539
- £1,171 × 9 months
- Holding period
- 28 days
- Ending within 31 days of applying
- TCS on loan-funded fees
- Nil
How the 28-day rule works
The balance must never drop below the required total for 28 consecutive days, and the last day of that period must be within 31 days of your application date. The account can be in your name or a parent's (with their consent letter and your birth certificate).
Rates have been reported to rise for applications from 30 November 2026; check GOV.UK on the day you apply and keep a margin above the minimum.
Education loans
A sanction letter from a regulated lender stating the amount, your name and that funds are available for your studies is accepted as evidence. Secured loans have lower interest; unsecured loans depend on your admission and co-applicant income.
Remittances funded by an education loan carry nil TCS; self-funded remittances above ₹10 lakh a year carry 2% TCS from April 2026, adjustable against income tax.
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Proof-of-funds documents that work
- Bank statements or a bank letter in your or your parent's name
- Funds held for 28 consecutive days, with the end date within 31 days of your application
- Parent's letter of consent plus your birth certificate, if funds are in a parent's name
- Fixed deposits only if you can access them immediately
- Education loan letter from a regulated lender, addressed to you
- Official financial sponsor letter if a government or university funds you
Common money mistakes
- Balance dropping below the required amount on any day in the 28 days
- Statements older than 31 days on the application date
- Funds in a sibling's or relative's name (only parents or legal guardians count)
- Not counting the deposit already paid — it reduces the tuition you must show
- Converting currency at a lower rate than the official one used by UKVI
QUICK ANSWERS
Your questions, answered.
Remaining first-year tuition plus £13,761 for London or £10,539 outside London, held for 28 consecutive days.
Yes. Funds in a parent's or legal guardian's account are accepted with a letter of consent and your birth certificate showing the relationship.
You need to show the remaining first-year tuition on your CAS, after any deposit already paid, plus living costs for up to nine months.
WHERE TO GO NEXT
Keep going: the pages that help next.
Each card says what you will find there. Looking for something else? See every page on the site.
UK GUIDE
Student visa
UK Student visa from India: CAS, £558 fee, health surcharge, TB test, documents, biometrics and decision times for 2026–27.
UK GUIDE
Fees & cost of living
UK tuition fees for international students, £558 visa, health surcharge and monthly living costs in London and other UK cities for 2026–27.
FROM INDIA
Education loans from India
Study abroad education loans from India: public banks, private banks, NBFCs and international lenders, collateral, margin money, moratorium and 80E.
FROM INDIA
Sending money abroad
Pay foreign university fees from India: LRS limit of USD 250,000, TCS from April 2026 (nil on loans, 2% above ₹10 lakh), Form A2, forex cards and TCS refunds.
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FRANCE
Study in France
The full France guide: degrees, fees, Campus France, visa, housing and work, chapter by chapter.
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