
CANADA · CHAPTER 14
Health insurance,bank and phone.
Health coverage depends on your province: some include international students in the provincial plan, others require the university plan. Check your university's international office for your exact plan.
Published by Althéa Consulting · Adviser: Harshita Kohli
Source review: · How to use our guides
Essentials
- Provincial plan or university plan
- Walk-in clinics for routine care
- Student bank account
- Prepaid or postpaid phone plan
IN DEPTH · TAP A TOPIC TO OPEN
Health coverage by province
| Province | International students |
|---|---|
| Ontario | University Health Insurance Plan (UHIP) through your institution |
| British Columbia | MSP after a waiting period; private cover until then |
| Alberta | Provincial plan available to eligible students |
| Quebec | Mandatory university insurance for most students |
| Others | Check your institution's international office |
WHERE TO GO NEXT
Keep going: the pages that help next.
Each card says what you will find there. Looking for something else? See every page on the site.
CANADA GUIDE
First weeks in Canada
After landing in Canada: check your study permit, get a SIN, open a bank account, enrol in health insurance and get a transit pass.
CANADA GUIDE
Safety, wellbeing & emergencies
911, the 988 crisis line, campus counselling, the High Commission of India, IRCC and CRA scam calls, winter safety and recruiter fraud in Canada.
CANADA GUIDE
Part-time work
Off-campus work up to 24 hours a week in term and unlimited in breaks, on-campus jobs, co-op placements and the SIN.
FROM INDIA
Sending money abroad
Pay foreign university fees from India: LRS limit of USD 250,000, TCS from April 2026 (nil on loans, 2% above ₹10 lakh), Form A2, forex cards and TCS refunds.
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Compare countries
Compare countries on fees, living costs, visa rules and post-study work, in one table.
FRANCE
Study in France
The full France guide: degrees, fees, Campus France, visa, housing and work, chapter by chapter.

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