AUSTRALIA · CHAPTER 14
OSHC, bankand phone.
Overseas Student Health Cover (OSHC) is a visa condition for most students and covers doctor visits and hospital care up to set limits. Keep it active for your entire stay.
Published by Althéa Consulting · Adviser: Harshita Kohli
Source review: · How to use our guides
Essentials
- Keep OSHC active throughout
- Find bulk-billing or OSHC-direct-billing GPs
- Student bank account
- Prepaid SIM
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Using OSHC
OSHC covers GP visits and hospital care up to set fees. Many GPs bulk-bill or charge a gap. Keep your OSHC card and claim through the insurer's app. Call 000 for emergencies.
WHERE TO GO NEXT
Keep going: the pages that help next.
Each card says what you will find there. Looking for something else? See every page on the site.
AUSTRALIA GUIDE
First weeks in Australia
After landing in Australia: update your address, apply for a TFN, open a bank account, get a SIM and a transport card.
AUSTRALIA GUIDE
Safety, wellbeing & emergencies
000, Lifeline 13 11 14, healthdirect, the High Commission of India, wage theft and Scamwatch, beach and sun safety for students in Australia.
AUSTRALIA GUIDE
Part-time work
48 hours a fortnight during term, unlimited in breaks, minimum wage, workplace rights and common student jobs in Australia.
FROM INDIA
Sending money abroad
Pay foreign university fees from India: LRS limit of USD 250,000, TCS from April 2026 (nil on loans, 2% above ₹10 lakh), Form A2, forex cards and TCS refunds.
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FRANCE
Study in France
The full France guide: degrees, fees, Campus France, visa, housing and work, chapter by chapter.
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