AUSTRALIA · CHAPTER 9
Proof of fundsfor Australia.
Show funds for one year's living costs (AUD 29,710), tuition and travel, or evidence of sufficient parental or spouse income. Education loans and bank deposits with a clear source are accepted.
Published by Althéa Consulting · Adviser: Harshita Kohli
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Accepted evidence
- Bank deposits with history
- Education loan sanction letter
- Government or university scholarship
- Parent or spouse income evidence
TCS
Loan-funded education remittances carry nil TCS; self-funded remittances above ₹10 lakh a year carry 2% TCS from April 2026.
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Evidence of funds
- Living costs of AUD 29,710 for 12 months, plus tuition and travel
- Bank statements with a history of savings
- Education loan sanction letters
- Sponsor income evidence (ITRs)
- Clear source of funds for any large deposits
WHERE TO GO NEXT
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AUSTRALIA GUIDE
Student visa (500)
Australian Subclass 500 student visa from India: CoE, Genuine Student, AUD 2,500 fee, OSHC, health check, biometrics and conditions.
AUSTRALIA GUIDE
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Australian tuition, AUD 2,500 visa fee, OSHC, AUD 29,710 living-funds requirement and monthly costs in Sydney, Melbourne and other cities.
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Education loans from India
Study abroad education loans from India: public banks, private banks, NBFCs and international lenders, collateral, margin money, moratorium and 80E.
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Sending money abroad
Pay foreign university fees from India: LRS limit of USD 250,000, TCS from April 2026 (nil on loans, 2% above ₹10 lakh), Form A2, forex cards and TCS refunds.
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